ZIP Code Market Report
95246 — Mountain Ranch, CA
Data through February 2026 · Updated monthly
Avg Home Value
$332,091
▼ 7.4% year-over-year
Month-over-Month
+0.1%
▲ 0.1%
Single Family
$331,706
Condo / Co-op
--
The average home value in the 95246 ZIP code (Mountain Ranch, CALIFORNIA) is $332,091 as of February 2026. Home prices are declining, down 7.4% compared to last year.
A 3-bedroom home in 95246 is valued at $396,664.
The market in 95246 has a $299,504 spread between bottom-tier homes at $195,146 and top-tier homes at $494,650. Bottom-tier properties represent the primary opportunity range for real estate investors using the 70% rule, fix-and-flip, or BRRRR strategies.
This report is part of the Calaveras County market area in CALIFORNIA. For a broader view of the housing market including rent data, market activity, and affordability analysis, see the full Calaveras County report.
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Market Snapshot
95246 Housing Market at a Glance
Key metrics for the last 3 months with trend direction.
| Metric | Dec 2025 | Jan 2026 | Feb 2026 | 3-Mo Change |
|---|---|---|---|---|
| Avg Home Value | $334,145 | $331,647 | $332,091 | ▼ 0.6% |
| Single Family Value | $335,004 | $332,873 | $331,706 | ▼ 1.0% |
Home Values
95246 Home Value Trend
Historical home values for ZIP code 95246. Switch between All Homes, Single Family, Bottom Tier, and Top Tier.
Source: Zillow Research ZHVI / ZORI · Updated monthly
By Bedroom
What Homes Cost in 95246
Median home values by bedroom count in this ZIP code.
| Bedrooms | Median Value |
|---|---|
| 2 Bedrooms | $294,521 |
| 3 Bedrooms | $396,664 |
Property Types
Home Values by Property Type in 95246
How different property types compare in this ZIP code.
All Homes
$332,091
Single Family
$331,706
Bottom Tier
$195,146
Top Tier
$494,650
Data Sources and Methodology
Home value data for ZIP code 95246 comes from the Zillow Home Value Index (ZHVI), updated monthly. ZHVI measures the typical home value using Zillow's automated valuation model, smoothed and seasonally adjusted.
This report was last updated February 2026. Data is refreshed on the 17th of each month.
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