ZIP Code Market Report
51439 — Charter Oak, IA
Data through February 2026 · Updated monthly
Avg Home Value
$200,225
▲ 13.4% year-over-year
Month-over-Month
+1.2%
▲ 1.2%
Single Family
$195,779
Condo / Co-op
--
The average home value in the 51439 ZIP code (Charter Oak, IOWA) is $200,225 as of February 2026. Home prices are rising, up 13.4% compared to last year.
A 3-bedroom home in 51439 is valued at $159,187.
The market in 51439 has a $225,444 spread between bottom-tier homes at $83,696 and top-tier homes at $309,140. Bottom-tier properties represent the primary opportunity range for real estate investors using the 70% rule, fix-and-flip, or BRRRR strategies.
This report is part of the Crawford County market area in IOWA. For a broader view of the housing market including rent data, market activity, and affordability analysis, see the full Crawford County report.
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Market Snapshot
51439 Housing Market at a Glance
Key metrics for the last 3 months with trend direction.
| Metric | Dec 2025 | Jan 2026 | Feb 2026 | 3-Mo Change |
|---|---|---|---|---|
| Avg Home Value | $196,331 | $197,910 | $200,225 | ▲ 2.0% |
| Single Family Value | $188,062 | $192,098 | $195,779 | ▲ 4.1% |
Home Values
51439 Home Value Trend
Historical home values for ZIP code 51439. Switch between All Homes, Single Family, Bottom Tier, and Top Tier.
Source: Zillow Research ZHVI / ZORI · Updated monthly
By Bedroom
What Homes Cost in 51439
Median home values by bedroom count in this ZIP code.
| Bedrooms | Median Value |
|---|---|
| 2 Bedrooms | $107,136 |
| 3 Bedrooms | $159,187 |
Property Types
Home Values by Property Type in 51439
How different property types compare in this ZIP code.
All Homes
$200,225
Single Family
$195,779
Bottom Tier
$83,696
Top Tier
$309,140
Data Sources and Methodology
Home value data for ZIP code 51439 comes from the Zillow Home Value Index (ZHVI), updated monthly. ZHVI measures the typical home value using Zillow's automated valuation model, smoothed and seasonally adjusted.
This report was last updated February 2026. Data is refreshed on the 17th of each month.
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